Would an Umbrella Policy Fit Your Needs?
We find that many people fully insure their homes, automobiles, and personal belongings, but fail to protect themselves against catastrophic losses due to lawsuits and unforeseen circumstances. A MEEMIC Personal Umbrella policy can protect you from financial ruin and the cost is surprisingly low.

Umbrella policies provide you with additional liability on top of other insurance that includes liability protection such as Homeowners, Auto and Boat policies. Personal Umbrella protection is also designed to fill liability "gaps" not covered by your other policies. For example, if your Auto policy's liability limit is $500,000 and a judgment of $1,000,000 is awarded against you because of your at-fault accident, your Personal Umbrella policy would pay the extra $500,000 difference after your Auto policy limit is exhausted. Without the Personal Umbrella policy, the extra $500,000 would be an out-of-pocket expense for you.

You can purchase $1 or $2 Million of coverage with MEEMIC at a very reasonable rate. If you have a need for limits higher than $2 million, we can assist you with that as well with one of the other carriers that our agency represents.